Self-employment
One of the advantages of being selfemployed is that the profit the business makes belongs to the owner. If the self-employed person succeeds in business, he has the chance to earn a great deal of money. The profit earned is the reward for the owner＇s effort, ability and creativity. Thus, a second
advantage is that a person＇s intelligence and abilities have a direct effect on the earnings. A third advantage of being self-employed is that a person can control his working hours.While not all self-employed people are completely free, most of them have more control over this area than the salaried
people.
However, being self-employed is not without problems.First, being one＇s own boss places the responsibility directly on that individual＇s shoulders. Everyone has some weaknesses in some things. These weaknesses will affect how successful a self-employed person is. Second, though the self-employed can earn considerable profits with a successful business, losses can force them out of business and sometimes, place them in debt. A third disadvantage concerns income security. Self-
employed people have no guaranteed wage. Their earnings can vary greatly, depending on business conditions. Salaried people, however, can generally count on continued earnings.In addition, salaried people often enjoy fringe benefits that mean greater peace of mind. One of these benefits may be in-
surance paid forbythe employerthatcontinuesthe employee＇s salary in the event of sickness or accident while many self-employed people do not have such protection.
自我創業
自我創業的好處之一是生意盈利歸業主所有。如果創業者生意成功，他有可能掙很多錢。這些掙來的利潤是對業主努力、能力和創造力的回報。因此，自我創業的第二個
好處是一個人的才智和能力直接反映在收入上。自我創業的第三個優勢是自己做老闆能夠控制自己的工作時間。雖然不是所有的創業者都有完全的自由，但是相對於工薪族來說，他們大多數人在這方面有更多的支配權。
但是，自我創業並不是一帆風順的事。首先，做自己的老闆把責任直接放到了個人的肩上。每個人在某些事上都會有某些弱點，而這些弱點會對創業者的成功產生影響。
其次，自己做老闆時，雖然一單成功的生意可能會帶來很大的盈利，可一旦失敗就可能造成破產，有時甚至負債累累。第三個弊端涉及收入的穩定性。創業者沒有穩定的工資。依據生意的狀況，他們的收入浮動很大。而工薪族通常可以依靠持續的工資，同時享受著額外福利，這意味著他們心態上更加平和。其中一項福利就是由僱主為雇員支付保險，以保障他們在生病或遇到意外的情況下還能繼續領到工資。相比之下，很多創業者就沒有這種保障了。