y
養老基金 pension fund
一刀切 universal application;non-discretionary implementation
一級市場 primary market
應收未收利息 overdue interest
銀行網點 banking outlets
贏利能力 profitability
營業稅 business tax
硬貸款（商業貸款） commercial loans
用地審批 to grant land use right
有管理的浮動匯率 managed floating exchange rate
證券投資 portfolio investment
遊資（熱錢） hot money
有市場的產品 marketable products
有效供給 effective supply
誘發新一輪經濟擴張 trigger a new round of economic expansion
逾期貸款 overdue loans;past-due loans
與國際慣例接軌 to become compatible with internationally accepted
與國際市場接軌 to integrate with the world market
預算外支出（收入） off-budget (extra-budgetary) expenditure (revenue)
預調 pre-emptive adjustment
月環比 on a month-on-month basis; on a monthly basis
z
再貸款 central bank lending
在國際金融機構儲備頭寸 reserve position in international financial institutions
在人行存款 deposits at (with) the central bank
在途資金 fund in float
增加農業投入 to increase investment in agriculture
增勢減緩 deceleration of growth;moderation of growthmomentum
增收節支措施 revenue-enhancing and expenditure control measures
增長平穩 steady growth
增值稅 value-added tax (vat)
漲幅偏高 higher-than-desirable growth rate;excessive growth
賬外賬 concealed accounts
折舊 depreciation
整頓 retrenchment;consolidation
政策工具 policy instrument
政策性業務 policy-related operations
政策性銀行 policy banks
政策組合 policy mix
政府干預 government intervention
證券交易清算 settlement of securities transactions
證券業務占款 funding of securities purchase
支付困難 payment difficulty
支付能力 payment capacity
直接調控方式向 to increase the reliance on indirect policy instruments
間接調控方式轉變職能轉換 transformation of functions
職業道德 professional ethics
指令性措施 mandatory measures
指令性計畫 mandatory plan;administered plan
制定和實施貨幣政策 to conduct monetary policy;to formulate and implement monetary policy
滯後影響 lagged effect
中介機構 intermediaries
中央與地方財政 delineation of fiscal responsibilities
分灶吃飯重點建設 key construction projects;key investment project
周期谷底 bottom (trough) of business cycle
周轉速度 velocity
主辦銀行 main bank
主權風險 sovereign risk
註冊資本 registered capital
逐步到位 to phase in;phased implementation
逐步取消 to phase out
抓大放小 to seize the big and free the small (to maintain close oversight on the large state-ownedenterprises and subject smaller ones to market competition)
專款專用 use of funds as ear-marked
轉貸 on-lending
轉軌經濟 transition economy
轉機 turnaround
轉折關頭 turning point
準財政赤字 quasi-fiscal deficit
準貨幣 quasi-money
資本不足 under-capitalized
資本充足率 capital adequacy ratio
資本利潤率 return on capital
資本賬戶可兌換 capital account convertibility
資不抵債 insolvent;insolvency
資產負債表 balance sheet
資產負債率 liability/asset ratio;ratio of liabilities to assets
資產集中 asset concentration
資產貢獻率 asset contribution factor
資產利潤率 return on assets (roa)
資產質量 asset quality
資產組合 asset portfolio
資金成本 cost of funding;cost of capital;financing cost
資金到位 fully funded (project)
資金寬裕 to have sufficient funds
資金利用率 fund utilization rate
資金缺口 financing gap
資金體外循環 financial disintermediation
資金占壓 funds tied up
自籌投資項目 self-financed projects
自有資金 equity fund
綜合國力 overall national strength (often measured by gdp)
綜合效益指標 overall efficiency indicator
綜合治理 comprehensive adjustment (retrenchment); over-haul
總成交額 total contract value
總交易量 total amount of transactions
總成本 total cost
最後貸款人 lender of last resort