the current premiums．
23．2此種保險必須在一保險公司投放，條款得經業主認可，業主不得無故不同意投保，保險金額不得少於標書附屬檔案規定的數額。承包人必須隨時應要求向工程師或工程師代表出示保險單和支付現行保險費的收據。
（3）the terms shall include a provision whereby，in the event of any claim in respect of which the contractor would be entitled to receive indemnity under the policy being brought or made against the employer，the insurer will indemnify the employer against such claims and any costs，charges and expenses in respect thereof．
23．3保險條款中必須規定，承包人不得對可能得到保險賠償的有關事項對業主提出任何索賠，保險公司應保護業主免受索賠損失，且賠償其有關的任何訴訟費及開支和費用。
24．（1）the employer shall not be liable for or in respect of any damages or compensation payable at law in respect or in consequence of any accident or injury to any workman or other person in the employment of the contractor or any sub-contractor，save and except an accident or injury resulting from any act or default of the employer，his agents，or servants． the contractor shall indemnify and keep indemnified the employer against all such damages and compensation， save and except as aforesaid，and against all claims，proceedings，costs，charges and expenses whatsoever in respect thereof or in relation thereto．
24．1業主不對因承包人或任何轉包人的工人或其他雇用人員的任何事故或傷害而根據法律應予支付的任何賠償金負責，除非事故或傷害是由業主、其代理人或雇員的任何行為或玩忽職守引起的。除上述規定外，承包人得保護業主不因所有此種損害賠償，以及因與此有關的所有索賠、訴訟、訴訟費、開支和費用而受損失。
（2）the contractor shall insure against such liability with an insurer approved by the employer，which approval shall not be unreasonably withheld，and shall continue such insurance
during the whole of the time that any persons are employed by him on the works and shall，when
required，produce to the engineer or the engineer's representative such policy of insurance and the receipt for payment of the current premium．provided always that，in respect of any persons employed by any sub-contractor，the contractor's obligation to insure as aforesaid under this sub-
clause shall be satisfied if the sub-contractor shall have insured against the liability in respect ofsuch persons in such manner that the employer is indemnified under the policy，but the contractor shall require such sub-contractor to produce to the engineer or the engineer's representative，when required，such policy of insurance and the receipt for the payment of the current premium．